How to Request a Copy of Your Consumer Report

Click Here to Request a Copy of Your Report Online

Are you eligible to receive a free copy of your consumer report from Trak-1?

To receive a free copy of your consumer report from Trak-1, you must meet one of the following conditions, as provided for in the Fair Credit Reporting Act:

You may receive one free copy of your consumer report at any time if:

  • You are a person that has had an adverse action taken against you because of information in your consumer report and no more than 60 days has passed since the date you received notice of the adverse action, OR
  • You are the victim of identity theft and have placed a fraud alert in your file with Trak-1.

You may receive a free copy of your consumer report one time in any 12 month period if:

  • Your file contains inaccurate information as a result of fraud committed by someone else and you submit written proof of the same, OR
  • You are on public assistance and you submit written proof of the same, OR
  • You are unemployed but expect to apply for employment within 60 days of the date you request a copy of your consumer report and you submit written proof of the same.

If you are eligible to receive a free copy of your consumer report, then please mail a written request (Print Form Here) for a free copy of your consumer report specifying why you are eligible to receive it and include with your request a legible photo copy of your current, valid driver’s license (both front and back), valid social security card, and any required written proof of your eligibility to:

Trak-1
Free Consumer Report Request
7131 Riverside Parkway
Tulsa, Oklahoma 74136

OR you may submit your request online by clicking HERE.

If you are not eligible to receive a free copy of your consumer report, then you may submit a written request for a copy of your consumer report including the following information:

  • Your full legal name
  • Your mailing address
  • Your area code and telephone number
  • Your date of birth
  • Your social security number

Together with a legible photocopy of your current, valid driver’s license (both front and back), a legible photocopy of your current, valid social security card, and a processing fee of $10.00 payable only by money order to Trak-1 by mailing your request and processing fee to the following:

Trak-1
Paid Consumer Report Request
7131 Riverside Parkway
Tulsa, Oklahoma 74136

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